SOLUTIONS FOR MTOs

 
With international money transfer displaying characteristics of a commodity market, its players need to differentiate themselves from the competition with more value-added services to retain customer loyalty.

Mauro F. Romaldini , ACMA CGMA

THE CHALLENGE


To remain competitive in the fast-growing international money transfer market, MTOs must:

Lower their transaction fees for the end client to secure client retention;

Maintain 30-40 payout partners to provide wide payout network to end client;

Pay 1-2% of every transaction to the payout partners as part of agreement;

Find ways to change 2-5 days processing time due to prefunding, to a 1 day transaction completion.


HK PINOY is API centric platform through which MTOs can easily expand coverage of countries in Africa and Latam at ZERO COST and WITHOUT PREFUNDING!
CONTACT US NOW AND LETS GET STARTED!

ZERO COST PAYMENT NETWORK


Our business strategy is efficient

We match sellers and buyers so that no actual currency crosses borders in the interbank market.

This enables us to offer to MTOs Zero Cost Payments within our network and Best Exchange Rates.


CONTACT US NOW AND LETS GET STARTED!

 

HK PINOY CURRENT ZERO COST PAYMENT NETWORK

Argentina
Benin
Brazil
Burkina Faso
Cameroon
Colombia
Guinea Conakry
Ivory Coast
Niger
Nigeria
Senegal
Togo
Uruguay
 

OUR NETWORK IS GROWING WITH FOLLOWING COUNTRIES COMING IN 2020:

Algeria Botswana Burundi
Cape Verde Central African Republic Chad
Congo Brazzaville Egypt Equatorial Guinea
Ethiopia Gabon Gambia
Kenya Liberia Madagascar
Malawi Mauritania Mauritius
Morocco Mozambique Namibia
Republic of Congo Rwanda Seychelles
Sierra Leone South Sudan Tanzania
Uganda Zambia Zimbabwe

NO PREFUNDING


Within HK PINOY payout network

Due to our business model we have reserves of local funds available in all countries in our network. This enables us to offer MTOs payout services within our network without prefunding.

Instead of waiting for 2-5 days for prefunding money to travel to the payout partner before it reaches the intended client, we will complete it for you the same day, while your funds are on the way to us.


SAME DAY PROCESSING!
CONTACT US NOW AND LETS GET STARTED!

ONE PAYOUT PARTNERSHIP


For all MTO transactions

To assist MTOs in their challenge of maintaining 30-40 partnerships in order to keep a wide network, we offer MTOs to partner only with HK PINOY.

We will process transactions in our network at zero cost, and all transactions outside of our network at cost of payout partner – the same for MTOs as it is now.

For processing transactions outside of our current network, we cooperate with third-party payout networks all over the world.

This enables MTOs to operate globally without the burden of large administrative cost to maintain multi-partner payout network.

As HK PINOY network grows – your expenses will continue to turn into profit!


Get in touch with our agent right now to get all the details
CONTACT US NOW AND LETS GET STARTED!

 

WHY WORK WITH HK PINOY

MTOs will receive more customers due to being affordable and reliable service

NOW MTOs CAN OFFER BETTER SERVICE TO THEIR CLIENTS


Without taking a profit loss.

Most payout partners charge MTOs between 1% and 2% on each transaction. We charge ZERO.

MTO will save an average of €1,500 for every 1000 transactions sent through HK PINOY payout network.

These savings can be shared by MTO with their clients through lowering client’s transaction fees.


Join our network and add 1-2% value to your business, instead of paying it in fees!
CONTACT US NOW AND LETS GET STARTED!

 

WHY HK PINOY BETTER

Offer more payout options to senders and receivers and increase their loyalty

100 000+ PAYOUT LOCATIONS ACROSS THE COUNTRIES


Gives us the advantage of being the widest payout network on the market.

With HK PINOY payout network MTOs can process transactions through popular mobile operators.

This means that every location of mobile companies, like Orange, Moov, MTN, Airtel, etc., is available to end clients to receive a payout in mMoney or Cash.

If recipient doesn’t have a phone, they can still use these locations to receive cash through mobile payout code technology.


CONTACT US NOW AND LETS GET STARTED!

OUR PARTNERS

 

HOW TO BECOME HK PINOY CLIENT

To become HK PINOY client MTOs must complete the following procedures

1
Meet with our business development manager to discuss details of partnership
2
Review and Complete Legal Requirements
3
Complete IvyPay IT Platform Integration
4
Begin processing transactions

REQUIRED LEGAL DOCUMENTATION


For Money Transfer Operators:

Sign a Non-Disclosure Agreement

Complete and sign HK PINOY’s KYC Form

Provide your company documents for due diligence

Negotiations of basic terms & conditions of cooperation

Review a correspondent agreement

API integration

 

LETS TALK!

To setup a meeting, please use form below to get in touch with our manager in your country.